FIN 375 All Discussions

The Latest Version A+ Study Guide

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FIN 375 All Discussions Link

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FIN 375 Week 1 Participation Discussion Question 1

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

The key to a successful business is to determine what products/services or a way of doing business can give you a decisive competitive edge. What are some specific examples that could give you a decisive competitive edge?

Name a small business, with which you are familiar, that thrives due to their ability to have a decisive competitive edge?.

FIN 375 Week 1 Participation Discussion Question 2

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

After reading the week one online lecture on the goal of the firm, what is your opinion of the alternative goal of the firm, to balance the interests of the shareholders and the stakeholders?

Do you agree with this view? Why or Why not? (Note: You will not offend the teacher if you disagree. All I ask is that you provide a solid argument in defense of your position, whatever it is.)

FIN 375 Week 1 Participation Discussion Question 3

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

Suppose you are starting a small business venture of your choice. How would you convince other potential financial stakeholders that your business venture is a viable investment?

FIN 375 Week 2 Participation Discussion Question 1

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

Please read the week two online lecture on ratio analysis.

Which ratios might you consider to be the most important to calculate?

Why did you choose these particular ratios?

FIN 375 Week 2 Participation Discussion Question 2

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

The average collection period ratio is defined as shown below:

Accounts Receivable / (sales/ 365)

It shows how many days, on average, it takes to collect your receivables.

If your average collection period was 30 days last year and it is now 45 days, what does that imply? What is happening to your cash position?

What are some things you might do to reduce your average collection period?

FIN 375 Week 2 Participation Discussion Question 3

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

Small business owners often use debt to help fund their business. What are the benefits of debt as a source of funding? What are the dangers of using debt in your small business?

What is the concept of collateral as it relates to debt? What personal asset do most banks often ask to be put up as collateral when making a loan to a small business?

FIN 375 Week 3 Participation Discussion Question 1

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

Please do some research on bank lines of credit.  What is a compensating balance, as it relates to a working capital line of credit?

Why might the bank require a compensating balance with a line of credit?

FIN 375 Week 3 Participation Discussion Question 2

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

Please do some research about factoring.

Will a factoring company accept all of your company’s receivables? Why not?

FIN 375 Week 3 Participation Discussion Question 3

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

Please read the week 3 online lecture on working capital.

What are some of the dangers of having too much inventory for your business?

On the other side of the coin, what are the risks if you fail to maintain adequate inventory?

FIN 375 Week 4 Participation Discussion Question 1

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

Please read the week four online lecture. It discusses the concept of EBITDA.

Private equity firms, who buy and sell businesses, often use a multiple of EBITDA as a key part of their valuation of a business. Many private equity firms use a rule of thumb to not pay more than 3 to 5 times EBITDA for a business.

For example, if your business had EBITDA of 1,000,000 dollars and you were offered a price of 3 times EBITDA, that would mean you were offered 3 million dollars for your business.

If you wanted to buy a business and the current owner was asking for a price that was 10 times EBITDA why would you want to pay that price instead of 3 to 5 times EBITDA?

FIN 375 Week 4 Participation Discussion Question 2

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

The payback period and discounted cash flows analysis techniques are used to evaluate capital projects. What are some examples of projects that might be evaluated using these tools?

When using either payback period or discounted cash flows analysis the assumptions behind the numbers are the most important part of the analysis. Why?

FIN 375 Week 4 Participation Discussion Question 3

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

List the key factors needed for consideration in choosing a business location?

Why is location a key factor for most brick and mortar businesses?

FIN 375 Week 5 Participation Discussion Question 1

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

What is the purpose of budgeting?

Why should a small business owner create an operating budget each year?

What is the most important part of the operating budget? Why?

FIN 375 Week 5 Participation Discussion Question 2

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

Operating Leverage, as discussed in the week five online lecture, focuses on the relationship of variable costs to sales. High operating leverage companies are those whose variable costs are a small percentage of sales. A small increase in sales results in a very large increase in profits.

What types of companies or industries might be high operating leverage companies? What are some examples?

What is the benefit of high operating leverage?

FIN 375 Week 5 Participation Discussion Question 3

Each week three graded discussion questions are available for student responses. Each DQ is worth 20 points. You can do original posts or reply to other student posts.

What are key concepts you will take away from our class? Why?