FP 100T All Discussions

The Latest Version A+ Study Guide

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FP 100T All Discussions Link

https://hwsell.com/category/fp-100/

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FP 100T Wk 1 Discussion – Personal Financial Planning

Post a total of 3 substantive responses over 2 separate days for full participation. This includes your initial post and 2 replies to other students.

Due Thursday

In this discussion, you will have an opportunity to make connections between your prior knowledge and the new content you are learning this week. Use your results from this week’s “Build Your Proficiency” Diagnostic to provide context for your prior knowledge and consider the new content about personal financial goals, factors that affect our financial decisions, and the economic forces that can impact them as you respond to the following discussion prompt.

Respond to the following in a minimum of 175 words:

Choose two of the study objectives from Chapters 1 and 2 with your lowest scores on the “Build Your Proficiency” Diagnostic. Explain how these topics have an impact on planning for your future financial goals.

What have you learned this week about opportunity cost, compound interest, and the time value of money as they relate to your financial goals?

Use this online calculator to gain a broader perspective on your goals in 10, 20, and 30 years.

Due Monday

Reply to at least 2 of your classmates. Be constructive and professional in your responses.

FP 100T Wk 2 Discussion – Personal Budget

Post a total of 3 substantive responses over 2 separate days for full participation. This includes your initial post and 2 replies to other students.

Due Thursday

In this discussion, you will have an opportunity to make connections between your prior knowledge and the new content you are learning this week. Use your results from this week’s “Build Your Proficiency” Diagnostic to provide context for your prior knowledge and consider the new content about the budgeting, banking, and income taxes as you respond to the following discussion prompt.

Respond to the following in a minimum of 175 words:

The Personal Financial Planner 3.2: Budget Tracker in the Week 2 Learning Path is designed for use with a monthly budget. At the end of each month, you would enter your actual spending in each category to identify budget variances. What is your experience with creating and using a personal budget?

Have you tracked expenses to identify variances? If so, what method did you use?

What new strategies have you learned this week? How can your tax withholding affect your budget or financial goals?

Due Monday

Reply to at least 2 of your classmates. Be constructive and professional in your responses.

FP 100T Wk 3 Discussion – Buying a Home

Post a total of 3 substantive responses over 2 separate days for full participation. This includes your initial post and 2 replies to other students.

Due Thursday

In this discussion, you will have an opportunity to make connections between your prior knowledge and the new content you are learning this week. Use your results from this week’s “Build Your Proficiency” Diagnostic to provide context for your prior knowledge and consider the new content about consumer credit, credit reports, and purchasing a home and car as you respond to this discussion prompt.

Respond to the following in a minimum of 175 words:

Your friend is hoping to buy a home in the next few years. What should your friend know about the process of finding and paying for a new home?

How would your friend determine what is affordable?

Knowing a credit score will be used in a mortgage decision, what advice would you offer about how to build and maintain a positive credit history?

How did your results from the “Build Your Proficiency” Diagnostic reflect an understanding, or lack of understanding, about this content? How has your understanding changed this week?

Due Monday

Reply to at least 2 of your classmates. Be constructive and professional in your responses.

FP 100T Wk 4 Discussion – Saving for Retirement

Post a total of 3 substantive responses over 2 separate days for full participation. This includes your initial post and 2 replies to other students.

Due Thursday

In this discussion, you will have an opportunity to make connections between your prior knowledge and the new content you are learning this week. Use your results from this week’s “Build Your Proficiency” Diagnostic to provide context for your prior knowledge and consider the new content about paying for college, repaying student loans, and planning and saving for retirement as you respond to the discussion prompt. Also, review the iGrad resources for content about paying for college and repaying loans.

Enter your information into this online calculator to estimate how much money you might need in retirement (be sure to expand the “Investment returns” section to edit those fields as needed.

Respond to the following in a minimum of 175 words:

What did the results show you about your retirement?

What steps can you take to save and invest in your future now?

How might a college education affect your long-term financial plan? Consider future income and loan repayment in your response.

Due Monday

Reply to at least 2 of your classmates. Be constructive and professional in your responses.

FP 100T Wk 5 Discussion – Investments

Post a total of 3 substantive responses over 2 separate days for full participation. This includes your initial post and 2 replies to other students.

Due Thursday

In this discussion, you will have an opportunity to make connections between your prior knowledge and the new content you are learning this week. Use your results from this week’s “Build Your Proficiency” Diagnostic to provide context for your prior knowledge and consider the new content about stocks, bonds, mutual funds, and other investment types as you respond to this discussion prompt.

Last week, you considered how much money you might need in retirement. This week, you will learn about the investment options to help you save for that future. Consider the investment options discussed this week (stocks, bonds, mutual funds, real estate).

Respond to the following in a minimum of 175 words:

How would you choose to invest your retirement savings? Why did you choose that option(s)?

What should you take into consideration when beginning to plan for investments?

How could you address investment risk in your plan?

How did your results from the “Build Your Proficiency” Diagnostic reflect an understanding, or lack of understanding, about this content? How has your understanding changed this week?

Due Monday

Reply to at least 2 of your classmates. Be constructive and professional in your responses.